Author: Editor

5G Opportunity For The Investing Big Time

4 min read

It looks 5G is an investment opportunity that arrives very rare. So, it is a great opportunity for all who know how to recognize it.

The biggest investors are already taking their place there. They are putting hundreds of billions of dollars in cell tower companies.

For example, Bill Gates and George Soros. They both bought big positions in one cell tower company last year. Their example is followed by Paul Tudor Jones, Jim Simons, and D.E. Shaw. All of them rose their holdings on G5 stocks. Position Number 1 belongs to Warren Buffet, Carl Ichan, Paul Singer. They have been invested earlier.

The overall 5G industry is estimated at almost $12 trillion.

And this is just beginning.

Masayoshi Son, the Korean-Japanese investor, believes that 5G is a bigger opportunity than Alibaba. For those who don’t know, he invested $20 million buying a 30% stake in Alibaba while it was just a small Chinese company. Today his investment is worth $108.7 billion. Would you like to calculate how many it is multiplied? To add more pain in your life, over 5,000 times. That’s how much his investment has grown over 28 years.

And that investor said the 5G is a much bigger investment and it is “just the beginning” as he stated.

Masa Son holds 5G is crucial for technologies like robotics and AI.

He’s already put $100 billion and he intends to invest $100 billion more every two years. Masa Son is investing his billions in 5G and the internet 3.0.

How can you position your portfolio for this 5G volcanic growth?

You can invest in companies.

No, Huawei is not a choice. You cannot trade Huawei because it is fully owned by company employees. The consequence is the company is not traded on the public market. So, you can’t invest in it. But keep an eye on this global second-largest smartphone producer.

Qualcomm

But you can trade, for example, Qualcomm. Its CEO Steve Mollenkopf described 5G as a technological revolution that will have a great influence on our lives. He said this wireless network “will have an impact similar to the introduction of electricity.”

Yes, you can invest in Qualcomm.

As we already wrote, high-tech stocks are always a good choice.

Qualcomm Inc. shares dropped a bit on Thursday in premarket trading.

Qualcomm develops wireless communication technologies, software, and chipsets for wireless network equipment and mobile devices. Its development strategy covers 4G, 5G and Wi-Fi technology. The company is very engaged in the development of 5G.

Qualcomm market cap – $80.6 billion.

Ericsson

Also, you can invest in Swedish Ericsson. It is on the head of 5G hardware development. It participates in tests and research with mobile operators all over the world.

With Ericsson’s 5G radio prototype you have access to 5G wireless network. It is included in real-world tests in the United States, South Korea, Japan, and its homeland. The prototypes combine a bunch of high-tech, like a new antenna and receiver, to provide 5G to existence. Ericsson pays attention to the development of 5G technology also sings continuous improvements in its 4G LTE equipment business.

Ericsson market cap – $26 billion.

Nokia

Nokia is a good choice too.

It is a Finnish telecommunications equipment and data networking company. It has begun high-level trial on new 5G access outputs.

It is valuable for global mobile operators. At the beginning of 2016, Nokia obtained a 91.8% control stake in Alcatel, a French telecom equipment company which has own high-level 5G development program. This acquisition may have a great influence on Nokia’s 5G development plans.

Market cap – $32.8 billion.

The bottom line

Cash in on the biggest investment chance since the electricity arrived. Wireless infrastructure stocks can make you rich as Midas. Just take advantage of 5G opportunity and invest in companies that are involved in developing or infrastructure.

The early investors already did. Don’t waste your time.

2nd August 2019
Where To Find Investors For Startups

An old story tells that almost all important brands begun as startups. Is it really true?

By Gorica Gligorijevic

Startups and corporate venture capital are yet underestimated and discredited category. The entrepreneurs are broadly seen as capricious and attached with dishonest strings. In some people’s minds, startups take the money and have protection from a powerful partner.

Is it true in real life?

Some researches show that corporates are becoming more skilled at working with startups. It is a kind of out-sourcing. The fact is, big companies invested more than $50 billion last year into startups. The year before their investment was about $36 billion.

It’s similar to Europe. You can read about very powerful companies like Bosh or Daimler that investing in innovative startups. The point is to stay in the game and it is easier to financially support some small startup than to develop the whole new section inside the corporation.

Many big companies began as startups

For example, Lyft is one of those startups, also Monzo, Bolt, etc. You just have to look at the giant’s investment portfolios.

But, it isn’t the main subject. It is good to have such big corporations ready to invest in venture capital. The problem is if you are an entrepreneur, which company is ready to invest in your business, what is their interest, how to contact them. If you want to invest in Europe you will need some valuable information. So, Traders-Paradise recommends Dealroom, where you can find fantastic data.

We will present you with the list of three but with the promise that we will update.

Robert Bosch Venture Capital

Its headquarters are in Stuttgart, Germany. As the sub-organization of Robert Bosch, it is normal that engineering technology is their focus. Its investments in AutoAI, Actility, Movidius, etc are well-known. With offices in Stuttgart, Frankfurt (both Germany) and Tel Aviv, Shanghai, and Sunnyvale in California, US we can say it covers almost all continents.

The company says about itself:

“With offices in Europe, Silicon Valley, China, and Israel, we are working with Deep-tech companies worldwide. Having our investment sweet spot at an early stage we are also looking into later-stage companies, as well as seed-stage in selected cases. We prefer to syndicate our investments with existing or new investors in the company and can take the lead, co-lead or follow as necessary. Beyond the financial commitment, startups receive access to our vast network and support in commercial collaborations. Up to EUR 15m per company for 5-25%, Equity Position and 100% Commitment”

When they are investing in startups and venture capital their focus is on AI/Deep Learning, IoT, Distributed Ledgers, Analytics, Next Generation Computer Architecture, AR / VR, Mobility Solutions, Autonomous Driving, as we found on their website.

Novartis Ventures is one of the startups

Their headquarters are in Basel, Switzerland and they operate as sub-organization of Novartis, a multinational pharmaceutical company also based in Basel. They already have been invested in Nabriva Therapeutics, Proteus Digital Health, Galera Therapeutics, etc.

The essence of their investment strategy we found on their website:

“Our primary focus is on the development of novel therapeutics and platforms. In our investments, we look for unmet needs and clinical impact, novel proprietary science, and understanding of the mechanism, management, and board experience and capital efficiency in the program. Foster innovation, drive significant patient benefit and generate superior returns by creating and investing in innovative life science companies. NVF is stage agnostic, engaging in investments from seed- to later-stage life sciences companies across Biotechnology/Biopharma. NVF manages over $800m in committed capital and more than 40 portfolio companies across North America, Europe, Israel, and Asia/Pacific. We invest in North America, Europe, Israel, and Asia/Pacific with approximately USD 800 million under management in committed capital and more than 40 portfolio companies. We continue our strategy of making larger focused investments and anticipate total investments up to USD 30 million per company over its life. We make equity investments in Biotechnology/Biopharma life sciences companies. NVF is stage agnostic and engages in seed investments as well as later-stage investments. We typically lead or co-lead an investment and play an active role on company boards.”

So, you can see that health is their focus while investing in startups.

Swisscom Ventures

With headquarters in Zurich, Switzerland operates as a sub-organization of Swisscom. Their business focus is on communications. Since now, they have already invested in startups like SimpliVity, Symetis, Quantenna Communications.

What they say about their investment strategy Traders-Paradise found on their official website:

“We are investing in Swiss and global technologies to foster digital transformation. More than 40,000 new companies are set up in Switzerland every year. We look in particular at the Swiss high-tech companies and University Spin-offs as they are fundamental contributors to the economic growth and innovation of Switzerland. We are typically leading or co-leading financing rounds from the early beginning and also take board seats. As a strategic investor, we offer entrepreneurs to access a broad range of portfolio services in addition to financial support. Those comprise the use of Swisscom’s technical infrastructure but also access to market channels and key experts in the lines of Business.”

They say about their investment focus:

“Artificial Intelligence – Digital applications utilizing artificial intelligence technologies and that are deployable across various industry sectors including data-driven internet services

Cybersecurity – Advanced applications and tools to protect the integrity of networks, programs and data from attack, damage or unauthorized access

Telecom and IT Infrastructure – Next-generation IT and cloud technologies that constitute the backbone and underlying enabler to the digital transformation comprising software, hardware, and services”

How to start up your own bussines

Just take a look at the list of supported startups and you will see how good is to have the strong arms behind you when starting your own business. Sometimes it looks really hard to find an investor to give life to your good idea. But, did you try? How many contacts you have? On how many doors were you knocked?

Just don’t sit in your room and don’t cry how nobody understands you.

Take the initiative. Be proactive! And have confidence in your abilities. Who never try, never knows. Try! And the door will open to you. Find an investor!

Traders-Paradise will update the valuable information of this kind.

1st August 2019
Procter & Gamble shares jump over analysts estimates

3 min read

Procter & Gamble shares recovered Tuesday. Its earnings exceeded expectations after removing out the influence of the charge. So, this company is looking for fiscal 2020 with more optimism. Procter & Gamble shares have risen nearly 44% over the past year.

The company reported earnings per share $1.10 and expected revenue at $17.09 billion.

Wall Street expectations were different, analysts predicted P&G earnings per share at $1.05 and expected revenue at $16.86 billion.

P&G reported a fiscal net loss in the fourth quarter of $5.24 billion. It is $2.12 per share. Also, they reported the net income of $1.89 billion, or 72 cents per share, for the previous year.

Procter & Gamble problems

The main cause of the loss for the quarter ended June 30 was the one-time cost to write down the value of Gillette. The company $8 billion write-downs of its Gillette brand.

Keep out details, P&G gained $1.10 per share, defeating the $1.05 per share which was the experts’ expectations.

Net sales grew 4% to $17.09 billion, beating predictions of $16.86 billion.

The sales volume of the Gillette brand dropped during the quarter. The same had happened to Braun and the Art of Shaving brands.

Organic sales increased

But its organic sales had a positive result because of the price rises, it increased by 7% over the quarter. Expanded sales in developed countries helped too, Tide and Ariel are very popular in those days.

G&B health-care and beauty products, line SK-II and Olay, also performed well.

The organic sales of Pepto-Bismol and Crest toothpaste jumped up to 10%. Also, the other health care products like Vicks and ZzzQuil increased in the sale.

And, what is interesting, its laundry and dishwasher brands reported sales increase of 10% in the quarter.

The forecasts

The company stated it awaits fiscal 2020 revenue growth by range 3% to 4%. This adds a small negative influence from foreign currency. Wall Street was predicting fiscal 2020 revenue of $69.76 billion, up 3.5% from this year.

Also, Wall Street prediction is earnings per share to rise by 4% to 9%.

“Our guidance range brackets current market growth with a bias toward continued share growth, while still expecting a strong competitive response,” CFO Jon Moeller told analysts on the call, reported CNBC.

The company stated that its current forecast for commodities, foreign currency, transportation, etc. is supposed to end in a “modest net benefit” to earnings growth in fiscal 2020.

Experts were predicting that the company’s adjusted earnings next fiscal year would rise by 5.1% to $4.75 per share.

The beginning and the future

Procter & Gamble was founded as a family business in 1837. It was kind of the family uniting after they married two sisters Olivia and Elizabeth Norris. Both William Procter and James Gamble were immigrants.

Candlemaker Procter, born in England, and soapmaker Gamble, born in Ireland. Of course, the company with their last names was selling candles and soaps at the beginning.

Fun fact: They were sponsors of radio shows all around the US. That’s how the phrase “soap operas” was born. From Ohio all over the world.

Today it is one of the biggest companies on the globe.

How did they come to this?

They operated very smartly, they bought various brands all over the world. Gillette, Old Spice, Max Factor, Crest, Pampers, Ariel, Tide. That is a smart diversification.

This company is employing more than 120,000 people all over the world and own more than 80 brands.

Should you buy their stock? OMG, for sure!

31st July 2019
Israeli UBQ Is Going To Save The Planet

3 min read

You have already been reading about socially responsible investing. Traders-paradise, also, wrote about it, you can find it if you join our Investing course.

Socially responsible investing, you can find under the names: social investment, also as sustainable, socially conscious, “green” or ethical investing.

It is an investment strategy which tries to view both financial return and social or environmental good. That means to produce a positive change in both fields.

Socially responsible investors have different aims for their investments. But one thing is crucial, they always examine moral, human, environmental and governance standards as well as a financial return.

They are focused on companies which manage a business that have a socially positive impact.

They may venture investments, that will provide important social or environmental goods. To this corpus goes community development loan funds or portfolios with cleantech.

We found some interesting story in Jerusalem Post. It is all about socially responsible investing.

Despite growing attempts to recycle rejected household goods, the final place where it ends is a non-regulated garbage dump. That may cause vast ecological problems. The methane and other very dangerous gases are delivered to the atmosphere. Yes, everyone is considered about it but there are not many companies that really take care of it.

One of them is Israeli UBQ.

It is based in Kibbutz Tze’elim and founded last year. This company found the solution on how to convert the household garbage into “the thermoplastic material that can be used for commercial and industrial products instead of petroleum-based plastics.”, published in the Jerusalem Post. This fresh company already earned notable attention almost all over the world.

“We have created a new natural resource from the household waste that ends up in landfills, avoiding its decomposition into harmful gases, while replacing scarce and expensive plastic materials made from oil,” UBQ co-founder and chief executive Jack (Tato) Bigio told The Jerusalem Post. “That’s a blessing to the industry. Many companies in the last 10 to 20 years have emerged with solutions that turn out to flop in one way or another. Never again,” he added.

What UBQ Materials exactly is doing?

“What UBQ is doing is taking all these valuable materials that are thrown away and bringing them back to life in an up-cycling way,” said Bigio. “We’re replacing a very expensive and scarce resource, and all of a sudden coming much closer to a truly circular economy. The value proposition is incredible.”

And here is the proportion: creating one ton of UBQ is equal to the melting of 35 sqm. of Arctic iceberg, or the seizure of almost 550 trees over 10 years old. For every ton of UBQ Material used, up to 15tons of CO2eq is saved.

Can you imagine?

UBQ’s international advisory board

The company’s scientific advisory board consists of Nobel Prize winner Prof. Roger Kornberg, nano-tech specialist Prof. Oded Shoseyov, patent practitioner Dr. Ilan Cohen, sustainability pioneer John Elkington, and here is also a former EU commissioner for climate action Connie Hedegaard.

And how this innovative technology is connected to investment?

“One of the first rules of sustainability is being cash-flow positive,” said UBQ chief sustainability officer Christopher Sveen. “If you want to change markets, you need to have an economic incentive. People will be incentivized by environmental propositions, but financial competitive nature accelerates the adoption cycles. We’re less expensive than plastics that come from oil.”

The first investors in UBQ are Sabra Dipping Co. founder Yehuda Pearl and Ajover Group CEO Albert Douer. Douer already owns 16 plastic factories in eight countries.

Why sustainable investments is so important?

The importance of sustainable investments is growing. The proponents of a sustainable investment strategy claim that they generate outperformance.

One thing is sure, the returns generated by socially responsible investing are bigger.

Socially responsible companies treat their employees in a good manner, produce healthy products.

In this type of business, investing is not just about getting a profit. It’s about raising of responsibility and sustainability.

Traders-Paradise found on their website: “UBQ envisions a world where finite resources are infinitely reused. In this way, we aim to help rescue the planet.”

The bottom line

Socially responsible investing enables you to invest your money in the right place.

Invest in companies that are not going to destroy the environment. By investing in socially responsible businesses you’re keeping your plate clean and safe. Your food, your lives, your children’s lives depend on that.

Moreover, you will earn more. Recently, some academic research revealed a strong connection between ESG and financial performance. Just because a company is building a more positive impact, that does not mean they are producing a less return. Research has suggested that socially responsible focused companies are more sustainable in the long-term.

The statistic shows that 89% of investors in socially responsible companies claim these are meeting their return expectations.

If you want to become a socially responsible investor, you should do that with a robo advisor. There are other ways, of course, but this is the easiest one.

Some of the most popular robo advisors have socially responsible investing tracks, focused on ESG (Environmental, Social and Governance). With as little as $50 investment you can start with a robo advisor focused completely on SRI.

30th July 2019
UK Getting Ready to Trick or Treat the No-Deal Brexit

2 min read

by Gorica Gligorijevic

After assuming the office of UK Prime Minister, Boris Johnson is pushing with preparations for eventual no-deal divorce from EU on October 31. The news caused a negative impact on the British pound.

Some people would say that it was the writing on the wall, but actual writing in the Sunday Times brings confirmation that things are afoot. Things and plans which previous UK PM, Theresa May, not only avoided but actively suppressed and fought against. The UK is getting prepared for the potential no-deal Brexit.

After a reshuffle of his Cabinet, in which Leavers have remained and Remainers have left, PM Johnson has appointed Michael Gove to mistrial position of the Chancellor of the Duchy of Lancaster and charged him with preparations for the no-deal exit from the EU. Gove has laid out his intentions in the op-ed in the Sunday Times July 28 edition.

“With a new prime minister, a new government, and a new clarity of mission, we will exit the EU on October 31st. No ifs. No buts. No more delay. Brexit is happening,” he wrote. With the leaders of EU determined to keep to their current approach to the Brexit, Gove is certain that “no-deal is a very real prospect” and that the UK government is now operating under such assumption.

Chancellor of the Exchequer, Sajid Javid, in his op-ed in the Sunday Telegraph has announced additional funding in excess of £1 billion pounds, on top of the £4.2 promised by the previous PM after the 2016 Referendum.

“Yes, we want to leave with a good deal – one that abolishes the undemocratic backstop,” Javid wrote in The Sunday Telegraph. “That would be better for the UK, and better for the EU, and work is already underway to achieve this.”

The British pound continues the slide

Despite this news, the British pound is taking the hit against the US dollar. Having fallen to the 1.2375 parity, lowest since April 2017, the pound has slid almost 17% against the USD.

And despite all the sterling effort, the UK government might put in staving off the worst outcome of Brexit, the outlook for the pound is not promising. With the Office of Budget Responsibility fiscal stress test predicting a year-long recession after Brexit, the pound is looking to continue the slide.

Downturn which may easily reach the 25% drop versus the dollar since 2016 Referendum, as predicted by the Bank of England in the worst-case scenario of no-deal Brexit.

The GBP/USD pair erased more than 100 pips for the week. It is very possible to start this week with gaping lower.

Support levels: 1.2375 1.2330 1.2290

Resistance levels: 1.2420 1.2460 1.2505

29th July 2019
The Best Time to Add Crypto Asset to Your Portfolio – BTC breaks $10,000

A digital currency similar to bitcoin called crypto-asset could be a good pick to trade

By Guy Avtalyon

If you missed getting bitcoin, this is the best time to consider and add this crypto asset to your portfolio. This crypto asset has a powerful recovery in 2019: Bitcoin. We can see on the BTC charts and from the market, bitcoin is now one of the best assets since it recovered at $10,000 again in 2019. It happened last month and it looks like it will stay there or climb more.

Bitcoin grows approx 163% this year. Most importantly, this time the basics are different.

Can you see that frenetic fight among banks, technology, and financial companies? Everyone wants to develop the blockchain.

We already wrote about Facebook, but there are more. Google, Square, Goldman Sacha are also the companies that invested in projects to provide a mass adoption of blockchain.

Bitcoin’s new rally could be more powerful than ever. How is that possible? The crypto traders and investors already know what creating of own crypto may cause on the market. Twitter is on its way to include bitcoin and other cryptos into its payment, Square. It is the question of the moment. We will not wait so long to see that.

Facebook announced its plans to introduce its own cryptocurrency, Libra.

Fidelity already offers to its traders to trade BTC. Amazon is very close to offering the same possibility but at the same time, they are developing their own crypt asset.

Moreover, crypto asset-backed ETFs are preparing to enter the market. That will be a really new investment class.

What is crypto-asset?

It is a digital currency similar to bitcoin and based on blockchain technology. How things look now, it will enter a bull market. This new asset is getting strong popularity!

This hype can be compared with the time of Internet adoption.

In the beginning, it was treated as a fancy freak. Do you remember that time? Okay, someone can, but someone hadn’t been born in that time. The point is that the introduction of the Internet gave a chance to many companies to be created. For example, Google or Amazon, and many others came later. The mentioned companies are among the top market listed firms.

And now, we are witnesses of the creation of the new crypto-assets based on blockchain technology.

Maybe this is a chance for you to add crypto assets in your investment portfolio. Yes, the crypto market is volatile. But it is a chance for traders to make a profit.

Bitcoin is a volatile investment, that the truth. From $20,000 in December 2017, it dropped at a bit above $3,500 next year. It was almost a $17,000 decrease. But this year Bitcoin is doing well. It recorded (and still do) steady climbing in value. Now it is traded around $10,000. Who didn’t sell bitcoin at $3,700 can make a nice profit now.

How can you as ordinary investors get in on this the most profitable odds? How can you enter the crypto asset market?

If this is an unknown field for you, you should find some guidance, you have to find some trusted expert to guide you through the market volatility to the possibilities.

Why is this so important?

Let’s say, you don’t have a lot of knowledge about crypto assets. So, how could you profit from them without that? You can find more than 2,000 assets in the market whose total value is about $250 billion.

Which crypto asset to trade? How to pick?

Wild value fluctuations happen and you may stay confused where to invest. Don’t worry, everything will be more clear very soon.

The best part is that even the investors with most suspicious can see now that crypto is here to stay. It will not go anywhere or totally disappear. The technology behind digital assets is even more firm.

Traders-Paradise wants to give a few examples of the crypto assets which you should buy.

On the top is Bitcoin. BTC should be a central asset in your portfolio. If you still don’t hold it, it is the time to include this asset to generate really high profits because the prices will grow. So, the time to buy is NOW.

You have to pick the most future proof coin. Some will tell you it is Binance Coin, issued by Binance exchange. The price of BNB tokens will be a good test. Stay informed about it.

Some others will suggest it is NEO. It will finally expand to add other cryptos and fiat. It can be one of the most interesting and hopeful purchases. Or Stellar! The guarantee plus is a connection to IBM. Further, Ethereum. You will never go wrong with Ethereum. And also, there are Litecoin, Dash, Ripple, Monero, Bitcoin cash, etc.

Bottom line

If they sound like investments you would like to have in your portfolio, what are you waiting for?

Never mind.

You have to know that some of the biggest world companies are establishing blockchain. But the most important is that the number of companies is increasing. The power of crypto assets to make money is unquestionable.

Take your place on time.

26th July 2019
Boost Earning Potential – How To Do It?

How to boost your earning potential? Here are several ways how to do that.

By Guy Avtalyon

Yes, earning potential is the highest salary for some professions. Are you ready for that? How to reach it? Why they won’t pay me that? Am I an stupid idiot who doesn’t deserve it? I am dying on my job, why I don’t have the biggest salary?

S**t happens.

No, that is the wrong answer.

The truth is that you don’t know how to boost your earning potential.

Well, you are not stupid but you never have thought about salary in this way. Your earning potential scenario was something like this: When I finish school I’ll find a job, and after many years of hardworking, I’ll make some progress and become the part of the management and my bosses will pay me more.

Good scenario indeed. Do you have the biggest salary in your company or you are still struggling and you are living paycheck-to-paycheck? Are you waiting for the next payment? Do you have a second job? Part-time one? Another full-time engagement?

And are you waiting for the Friday eve to get drunk?

But your life doesn’t have to look like that. You deserve the better.

You’re living paycheck-to-paycheck.

Maybe, but just maybe, you have some savings. It is more likely that you are looking for ways to earn more. Do you want to boost your earnings? Of course, you want. I know that. So, where is the problem?

Oh, sorry! You know only one way to boost the earnings. There is the key. What if I tell you there are so many ways to do so?

Spending infinite hours every day in trying to survive isn’t the only way.

To be clear I am not one of the believers in the Law of Attraction. That’s BS.

But I truly believe that if you want something, really want, nothing will stop you to achieve that.

Also, I know it isn’t enough. If you only have the wish and do nothing, nothing will happen.

How to boost your earning potential?

First of all, do you really know your real earning potential?

I can bet the majority don’t know. You have to utilize your skills where they are valued most.

A Google search using the words “earning potential’ will give you plenty of opportunities and ways as a result. Some of them are very stupid and impossible to realize, trust me.

If you want to boost your earning potential the first thing you have to do is to figure out what is your skills. What is the field where you are the best, where you are feeling comfortable and have control of the major situations that can arise? Okay, you understand the point.

Let’s say you have a job. But the salary is the same almost all the time. Years and years with no progress. Can you be familiar with this? You are of my kind, honestly.

Let me ask you something.

How to ask for a raise?

Why not?

It should be a normal thing. But you must have some arguments in your hands. As a must, you have to check how much others are paid for the same job in some other company and compare it with your case. When you find they are paid better, tell that to your boss and point to your advantage, how your work and engagement provide better results to the company. Tell your boss that you are outstanding in your field but underpaid. Well, you have to be reasonable and understand that the rise in your salary will not come overnight. Bosses and companies have their own financial plans. Show that you understand that because you really can. In most similar cases, the answer will be positive.

But to repeat, you must have arguments, the wish isn’t enough. Arguments mean that you are truly aware of your qualities. Moreover, you have them and you showed them numerous times. So, ask for a raise to boost your earning potential.

If your boss disagrees with you, you have two other choices. One is to stay at your current job and wait for the other opportunity, and the other is to start finding a better-paid job in some other company. Sometimes big companies have internal job ads. Stay tuned, ask around and you will find something. A friend of mine is a high positioned manager thanks to an attitude like this.

Explore new opportunities for earning potential

Recently I read some surveys. Very interesting thing. That survey exposes that your salary may grow even 20% if you change your job. Changing a job is a great opportunity. Along with your salary raise, you will also have a chance to do what you do best.

Switch your job!

Yes, you might be more occupied but you will be paid better. The new job and new position will lead you to the promotion of your abilities.

Dear, you are just one step away to boost your earning potential. Do it!

If nothing helps, start a side job. It can be anything from your own business to the stock market. There are so many ways to make money outside of your current job.

The most important is to step away from self-pity. There is no time for wallowing in sentiment.

This is the only life you have one and it has no repetition.

25th July 2019
Tesla’s Claims Fall Short – Again

2 min read

When ordered to produce evidence of alleged danger presented by a short-seller, Tesla withdraws its request for a court-ordered restraining order. Tesla’s claims fall short once again.

Earlier this year Tesla has filed a request for a restraining order against a member of short-seller community TSLAQ known as “skabooshka”, real name Randeep Hothi, to the Alameda County Superior Court in Alameda County, California. In filing Tesla has claimed that Mr. Hothi has injured a security guard at Giga Factory in a hit-and-run incident, and also nearly caused a traffic accident while pursuing a test model of Model 3 during a test run on April 16. Upon being granted a temporary injunction by the court, Tesla was requested to provide audio and video recordings of those two incidents as evidence.

Surprising turn-over

But, in a surprise move the car producer has withdrawn request for the restraining order on July 19.

In the letter to the court, Tesla’s lawyers have expressed the opinion that the request of the audio and video recordings of the incidents are an undue imposition on the privacy of their employees, stating that such materials contain personal and private conversations. They have expressed a belief that “restraining order against Mr. Hothi is necessary and appropriate to protect its employees at their workplace.” Further claiming that the company was forced to choose between employees’ safety and exposing their personal conversation to the public. Thus, the document states, the company has decided to pursue the safety of its employees “by other means”.

And what those other means could be should make people worried, as the history of Tesla’s retaliation against its critics illustrates.

Tesla’s claims fall short

Shortly after the Reveal from The Center for Investigative Reporting has published a piece alleging that Tesla is under-reporting the work-related injuries, one of the CIR’s insiders have alleged retaliation. Said doctor alleged that a complaint to the relevant Medical Board was lodged against her, while also an anonymous call was placed to state’s Child Protection Service accusing her of negligence to her children and requesting that her kids be placed under the protective care of the state.

But such false accusations look to be the modus operandi of Tesla when handling the critique.

Last year Ars Technica has published a story about the alleged attempt of a mass shooting at Giga Factory by a whistleblower Martin Tripp. At that time the Tesla representative has told Ars that they have received an anonymous call at Giga Factory by a male caller claiming that Mr. Tripp is “extremely volatile” and “heavily armed”. But according to the information provided to Mr. Tripp’s attorney and then to Ars the alleged call was made to Tesla’s call center in Las Vegas and then forwarded to Giga Factory’s head of security, Sean Gourthro. Gourthro then has texted to Story County Chief Deputy Tony Dosen that an anonymous female caller has alerted them that Mr. Tripp is en route to “shoot up Tesla”, per Story County Sheriff’s Office report. According to an in-depth investigation by Bloomberg, when police officers have tracked down Mr. Tripp they have discovered that he presents no danger for Tesla’s employees.

“He said he was terrified of Musk and suggested the billionaire might have called in the tip himself. A sheriff’s deputy attempted to cheer up Tripp and then called Tesla to tell the company that the threat, whoever had made it, was bogus.”

Bottom line

Since we wrote so many times that any news may have an influence on the stock price of some company, it will be interesting to make a comparison in stock price before and after incidents like this one. Do investors take care of how companies treat their employees? Is the company’s public outlook important for them? We will see. Today Tesla’s stock looks like this:

Tesla stock target price: $890.00

Current price: $255.68

Stay tuned and follow the market

24th July 2019
Stocks To Buy To The End Of The Year

4 min read

Would like to know where to invest in the second half of this year? What stocks to buy to the end of 2019? Yes, we know that the market circumstances are not so good. Uncertainty comes from trading war, this bull market has lasted almost eleven years and the matter of moment when the disturbing calculation will arise.

What we, in Traders-Paradise, want is to offer you a closer insight into some stocks to buy to the end of this year.

We have several suggestions about the stocks to buy to the end of 2019. We picked some that are paying a dividend, some utilities, but you will see. The main criteria were to find low-rates because these stocks are able to produce profits when rates climb.

Dominion Energy (D)

Yield: 4.7%

Revenues: $13.8 billion

Market Cap: $62.1 billion

12-Month Range: $67.41-$79.47

Why this company from Virginia, US? They have about 7,5 million clients, users of its electricity and natural gas. This company is one of the major producers and suppliers of energy in the US.

It has approximately $100 billion of assets.

Its stock grows at approx 6% from the beginning of this year. Last year Dominion had cash dividend growth of 10% and it is up 10% this year. Domino reported first-quarter net operating income of $873 million which is less for 17,8% in comparison with last year. But, as we said billion times, everything may influence the revenue or stock price, in one word the market. This time it was unusually warm and sunny weather. That decreased this utility’s earnings by approximately $0.06 per share. But its stock is qualified at the 15%-20% rate. Don’t pay more than $85 for them.

Citigroup (C)

Yield: 2.8%

Revenues : $72.6 billion

Market Cap: $161.2 billion

12-Month Range: $48.42-$75.24

Some investors believe that this is the best time for the main banks. Citigroup is one of them but it is the sole bank that continues 30% under its pre-financial crisis top market value. Its stock is much lower than the other three of the four main banks. The global big four are JPMorgan Chase, Bank of America, Wells Fargo, and Citigroup.

Citigroup improved and develop good relations with its clients, increase client support by digital developing, and has enough capital to invest in the franchise. It is very possible the share buybacks can double Earnings Per Share which is a guarantee that share price can be doubled too. That sounds good. Buy up to $75.

Amazon (AMZN)

Yield: 1,21%

Revenues : $59.7 billion

Market Cap: $977,589 billion

12-Month Range: $1812,97-$1985.63

Amazon reported earnings for the first fiscal quarter of this year: the revenue $59.7 billion, net income $3.6 billion, and earnings per share $7.09. Its international sales increased 9% to $16.2 billion. That was much over analysts expectations. Amazon revealed second-quarter revenue direction in the range of $59.5 billion and $63.5 billion. Its current price is $1985.63 in July this year.

Amazon Web Services is growing 41% in sales to $7.7 billion. It is about 13% of its total revenue. There is a possibility to raise more. Pay up to $1990,00, after that price it will raise more, above $2,000,00, so you could make a good return.

Vici Properties (VICI)

Yield: 5.2% Revenues: $893.7 million

Market Cap: $10.0 billion

12-Month Range: $17.64-$23.27

Vici Properties is a spinoff from Caesars Entertainment Operating Co. Vici controls 22 gaming businesses over the U.S. Also, Vici holds almost 15,000 hotel rooms in Las Vegas, Lake Tahoe, and Atlantic City and 4 golf fields. There is also some land but undeveloped for now. The last ownership is great potential.

Leasing revenue for the first quarter of this year, was $206.7 million, a 6.4% increment related to first-quarter 2018. Net income increased 34% to $150.8 million. Last year it was $112.1 million.

Its adjusted funds from operations increased 21.6% to $151.5 million from 2018. Current price is $21.60. The yield is well-covered and Traders-Paradise expects future dividend hikes. Buy up to $22,00. The predictions are that the price could easily hit $ 23.804 to the end of the year.

Kraft Heinz Company (KHC)

Yield: 5.2%

Revenues: $26.3 billion

Market Cap: $38.5 billion

12-Month Range: $26.96-$64.99

Kraft Heinz is one of the largest packaged food companies in the world.

The cheese (Kraft) and ketchup (Heinz), bring this company to the portfolio of over 200 brands internationally sale. Revenues remain stable (if not growing), backed by still-popular brands and products. Its profit margins generate important cash flow. It had some problems in the US market, but foreign effects were better.

The $0.40 per share quarterly dividend is covered and provides a 5,2% yield. In order to stimulate its debt paydown, Kraft Heinz Company could cut the yield.

KHC’s stock price could provide significant gains. Current price is $31,63. The target price is $45. Buy up to $42.

Bottom line

The trade wars, real wars, elementary catastrophes, all around the globe.

So, it isn’t so hard to recognize possible risks that could turn over the bullish trend. It is possible for the long-interest rates to go higher even they went down from the beginning of this year.

What you have to follow in order to choose stocks to buy to the end of this year?

The indicator of industrial production.

It is usually presented as an index in volume terms. The annual difference is shown in percentage and reveals the change in the volume of industrial output in comparison with the prior year.

Why is this matter?

Annual variation in industrial production presents the status of the economy in one country. If you notice the decreasing in production of consumer durables and capital goods you can be sure that the economic downturn is here.

The indicator of industrial production is a principal symbol of GDP growth. It is incredibly sensitive to consumer demand and interest rates.

23rd July 2019
Passive Investing is a Good Choice

Passive investing is the way to force your money to work for you.

By Guy Avtalyon

Passive investing has become a significant part of the market. Finally! The low-cost index funds or exchange-traded funds are popular. However, there are still a lot of investors who are trying to achieve an excellent return through active investing. The question is why they are doing that when passive investing provides a better alternative.

What is passive investing?

It is investing your assets in funds that mimic a market. The main task of fund managers is to purchase the security in the precise proportion of a particular index to copy it. It is a passive investment. Sometimes you will hear the term “indexed investing.” It is the same.

Let’s consider a bit more the act of active and passive investing strategies. Three years ago, the S&P500 had a total return of 9.54%. What did every passive investor make? Precisely 9.54%. On the other hand, an active investor gained 12,5%, but the other made just a 1,9%, or some made losses of -27%.

How is that possible?

The passive portion returned 9.54% and the total market returned 9.54%. But returns before the cost is not what should be counted. You should count what you actually earn. And what is that? The returns after cost and after-tax.

So, where is the catch?

Passive management is cheaper than active. Active management is more costly. If you know that the cost of managing an index fund is between 0,15% and 0,50% rely on the market replicates, you will find that an active investing will have a minimum of 1% higher costs than passive investing.

That 1% is 100 basis points and may not sound a lot.

But let’s consider the following situation.

Let’s say you put your money in the bank account instead of buying stocks because you don’t want to pay that 1% of costs. You are short immediately 5-6%. Your wealth is worthless. Actually, if you invest that amount in stocks there is a chance to gain more. With putting money in the bank account you will lose 15-16% of your net profit from potential investments in the stock market. In only one year. Over time this difference could considerably decrease your wealth. It will surely lower your standard when retirement.

The costs of active investing are not only fees. The activity by nature adds more costs. The active trades create capital gains more often than passive investing. So, why wouldn’t you avoid them entirely? It is simple math. If you want active investing you would pay more. Just take into account the taxes and costs.

So, we have to say, index funds and passive investing can be a better option than actively managed funds.

Passive investing in index funds has changed the investment world.

In 1975, Jack Bogle, the father of passive investing, introduced the index fund. His radical idea showed the financial sector regularly cheated the individual investor with the unknown and opposed fees.

This doesn’t mean that everyone should be indexed. Of course not. Active managers’ choices hold prices closer to values. That allows indexing to operate. Index investing means to leverage their trade without paying the costs. The majority of investors decide to index part of their money, some do it with all of them. But the others want to explore the less-priced securities.

Let’s consult the statistic, in 2017, the percentage of securities owned by passive fund portfolios was about 5% of the total in the global market. The biggest part it took in the US where it was 15 %.

When it comes to investing, you can choose between active and passive investing.

Picking the right is crucial to your investing profit. If you make a mistake, you can end up with money loss. With the right one, you are the winner and you can make a big success in the stock market.

How to find the right passive investing opportunity?

Passive management requires buying investments that track an underlying index or making asset allocation and holding to it for the long term.

One form of passive investing is the mutual fund investment because the mutual fund’s purpose is to return what the S&P 500 returns every year. The advantages of passive investing are numerous.

Passive funds don’t require you to make trades and adjust holdings daily. The management fees are much cheaper, which is a benefit in the long run. You will always get the same percentage as the market returns. Good or bad, but the same.

Passive investing is easy. You just have to pick some investments and that’s all. There is no need to monitor the market every second and make changes or to try to catch price swings. But passive investing is not for investors who want to beat the market. Yes, you can do it from time to time, but all the time. So, probably, if you are not a professional you will make big losses.

Passive investing is more than set up your portfolio and don’t touch it anymore. You have to monitor your portfolio and make corrections as the market moves. You have to rebalance.

Say the stocks increase in price, bonds are falling. If you have a 60% stock and 40% bond in your portfolio, this price movement requires an adjustment to 70% stock and30% bond in the portfolio. In case you never make these changes in your portfolio you will take on too much or too little risk. You will not achieve your targets. So, some monitoring has to be done. In the first place, you have to think about your money. The money is not just a piece of paper. Having money means that you are free and safe.

You have to force your money to work for you. Passive investing is for sure a good way.

22nd July 2019