{"id":2197,"date":"2018-09-14T09:06:29","date_gmt":"2018-09-14T08:06:29","guid":{"rendered":"http:\/\/www.wasteyourtime.co\/?p=2197"},"modified":"2019-09-05T13:46:56","modified_gmt":"2019-09-05T12:46:56","slug":"japanese-money-tap-ripple","status":"publish","type":"post","link":"https:\/\/traders-paradise.com\/magazine\/2018\/09\/japanese-money-tap-ripple\/","title":{"rendered":"Japanese MoneyTap app Connects 60 Banks with Ripple"},"content":{"rendered":"<p style=\"text-align: right;\"><i><span style=\"font-weight: 400;\">1 min read<\/span><\/i><\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-1236\" src=\"http:\/\/traders-paradise.com\/magazine\/wp-content\/uploads\/Ripple-xrp-Cryptocurrency-blockchain-e1536912274766.jpg\" alt=\"All You Need To Know About Ripple\" width=\"700\" height=\"416\" \/><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">The payments network Ripple is looking to launch the MoneyTap application with support from the SBI Ripple Asia Japanese Bank Consortium later this year. That will cause Ripple to have a large share of the Japanese currency transfer market, maybe the largest. MoneyTap has officially launched its website which is a major step forward connecting several Japanese banks via Ripple solutions. It said, in March this year, the app would make it easier for banks to settle round-the-clock domestic payments in Japan. MoneyTap App is going to reduce fees associated with traditional money transfer services. The fact is that Japan is residence to a huge market for fintech, or financial technology, particularly in the areas of blockchain and cryptocurrencies.<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">The deal between Ripple and the consortium has been planned for a few years. <\/span><\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_74 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><ul class='ez-toc-list-level-4' ><li class='ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/traders-paradise.com\/magazine\/2018\/09\/japanese-money-tap-ripple\/#Japanese_MoneyTap_app_and_Ripple\" >Japanese MoneyTap app and Ripple<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/traders-paradise.com\/magazine\/2018\/09\/japanese-money-tap-ripple\/#Presentation_of_the_new_app\" >Presentation of the new app<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/traders-paradise.com\/magazine\/2018\/09\/japanese-money-tap-ripple\/#Ripple_hits_the_center_of_Japanese_money_transfer\" >Ripple hits the center of Japanese money transfer<\/a><ul class='ez-toc-list-level-4' ><li class='ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/traders-paradise.com\/magazine\/2018\/09\/japanese-money-tap-ripple\/#Japanese_MoneyTap_app_and_Ripple_keep_the_project_under_the_veil\" >Japanese MoneyTap app and Ripple keep the project under the veil<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/traders-paradise.com\/magazine\/2018\/09\/japanese-money-tap-ripple\/#Good_news_for_Ripple_more_and_more_financial_institutions_are_implementing_Ripples_technology_to_make_easier_their_processes\" >Good news for Ripple, \u00a0more and more financial institutions are implementing Ripple\u2019s technology to make easier their processes.<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h4 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"Japanese_MoneyTap_app_and_Ripple\"><\/span>Japanese MoneyTap app and Ripple<span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">But now it looks like the firms involved are setting the closing preparations to launch the MoneyTap application in Japan. The app which was announced earlier this year, but the website for the service went live yesterday, September, 13th.<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">The main purpose of the new technologies is to be applied in a wide range of industries to facilitate and enhance a great number of processes. The banking sector is one of the spheres that eagerly adopt new solutions with a view to improving its functioning.<\/span><\/p>\n<p style=\"text-align: justify;\"><strong>MoneyTap is a kind of a \u201csimple bank transfer application without charge\u201d and \u201ca new bank experience application provided from the consortium for domestic and foreign exchange\u201d.<\/strong><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">Speaking about the fund transfer system in Japan, transaction fees are quite high and requires a lot of time to be executed. By implementation of MoneyTap app, the situation will be changed. Via the solutions offered by Ripple, it is planned to reduce fees and to achieve a possibility to carry out reliable same-day transfers.<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">The application is not ready for download just yet. But, the website going live shows that it will be soon. The projected launch date is autumn 2018.<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">Ripple&#8217;s own blockchain technology is known mainly as the underlying network for its <a href=\"https:\/\/traders-paradise.com\/magazine\/2018\/07\/ripple-all-about\/\">cryptocurrency<\/a>, XRP, known as ripple too and it is also used for real-time transaction settlements.<\/span><\/p>\n<h4 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"Presentation_of_the_new_app\"><\/span>Presentation of the new app<span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">The new app, Money Tap will offer a money transfer too, so that will be available on iOS and Android phones. That characteristic place them to be one of the first apps with such functionality that will be used by a number of banks at the same time. <\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">In the beginning, the application will be working in collaboration with three of the members of the SBI Ripple Asia Consortium. The first banks involved are SBI Net Sumishin Bank, Suruga Bank, and Resona Bank. This preliminary launch will be followed by the service for the other 60 plus members.<\/span><\/p>\n<h3 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"Ripple_hits_the_center_of_Japanese_money_transfer\"><\/span>Ripple hits the center of Japanese money transfer<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">Ripple are hoping that the move will place them at the center of the huge Japanese international money transfer market. They believe that can offer more affordable transfer than SWIFT is. Money Tap app could be more efficient in transfer smaller amounts of money than was previously feasible with traditional options.<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">It is interesting that it will also compete with remittance companies like The Western Union Co. (WU). The launch will also support Ripple\u2019s claims of offering a robust and dependable technology <a href=\"https:\/\/traders-paradise.com\">platform<\/a> that can form the strong support of the modern payment system.<\/span><\/p>\n<h4 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"Japanese_MoneyTap_app_and_Ripple_keep_the_project_under_the_veil\"><\/span>Japanese MoneyTap app and Ripple keep the project under the veil<span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">We must say that practically no information on the project has been already revealed, but it is clear that Money Tap will be used by the Japanese Bank Consortium that unites over 60 local banks. That is almost 80% of the country\u2019s banking system.<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">The CEO of a Tokyo-based Strategic Business Innovator Group (SBI) has once said that they are also examining a possibility to use XRP for bridging currency on the Money Tap fund transfer platform. Now SBI is working with different cryptocurrencies. <\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">Ripple solutions and XRP tokens represent a special interest for SBI. Just a few months ago, the company established its crypto exchange called VCTRADE.<\/span><\/p>\n<h4 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"Good_news_for_Ripple_more_and_more_financial_institutions_are_implementing_Ripples_technology_to_make_easier_their_processes\"><\/span><strong>Good news for Ripple, \u00a0more and more financial institutions are implementing Ripple\u2019s technology to make easier their processes.<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">But fans of the Ripple project, particularly \u00a0<a href=\"https:\/\/traders-paradise.com\/magazine\/2018\/11\/ripple-cryptocurrency\/\">XRP token<\/a>, should hold off on celebrating just yet. Like with many of the projects Ripple is working on, it could be that the service exists without using the token itself. Whilst this would likely be positive for those invested in terms of exposure, it would not represent automatically adoption of XRP in itself.<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">It would make sense for Ripple to sideline their XRP token given that it is still not clear whether global regulators deem it as a security.<\/span><\/p>\n<p style=\"text-align: justify;\"><a href=\"https:\/\/traders-paradise.com\/magazine\/2018\/07\/money-risk-trading\/\"><b>Risk Disclosure (read carefully!)<\/b><\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>1 min read The payments network Ripple is looking to launch the MoneyTap application with support from the SBI Ripple Asia Japanese Bank Consortium later this year. That will cause Ripple to have a large share of the Japanese currency transfer market, maybe the largest. MoneyTap has officially launched its website which is a major [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":2198,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"content-type":"","_exactmetrics_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0,"footnotes":""},"categories":[1010,1004],"tags":[145,17,76,448,449,18,21,450],"class_list":["post-2197","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-companies-overviews","category-latest-financial-news","tag-banks","tag-blockchain","tag-crypto","tag-japan","tag-moneytap-app","tag-ripple","tag-token","tag-xpr"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Japanese MoneyTap app Connects 60 Banks with Ripple - Traders-Paradise<\/title>\n<meta name=\"description\" content=\"Japanese MoneyTap app and Ripple will connect 60 Banks. 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